Shareholder Benefits

Ownership by Community Bank Shareholders

Bankers’ Bank of the West (BBW) is an FDIC-insured commercial bank chartered to do business only with independent community financial institutions. Our holding company, Bankers’ Bank of the West Bancorp, Inc., is owned entirely by our community bank customers. Stock ownership by any bank is limited to no more than 5% of voting shares so as to avoid shareholder control issues.

Any community bank, whether a shareholder or not, may take advantage of our products and services. Our shareholder base currently consists of more than 150 banks in the Great Plains and western states region, and inquiries from other prospective shareholders are always welcome.

Shareholder benefits

• Shareholder banks are eligible for committee participation and service on the board of directors.
• Shareholder banks are eligible for a discount on federal funds borrowing.
• Shareholder banks receive first consideration when purchasing federal funds and when buying or selling participation loans for liquidity needs.
• Ownership of Bankers’ Bank of the West Bancorp, Inc. common stock is a commitment to community independent banking and your continued access to excellent products and services from a correspondent bank that does not compete for your customers.

For answers to specific questions on stock ownership, please ask to speak with one of our loan officers or email loans@bbwest.com.

Book Value per share of Bankers’ Bank of the West Bancorp, Inc. common stock

2014
September 30: $142.53
June 30: $141.85
March 31: $141.31

2013
December 31: $134.89
September 30: $127.57
June 30: $124.52
March 31: $121.52

2012
December 31: $119.12
September 30: $113.78
June 30: $109.51
March 31: $107.31

2011
December 31: $104.81

2010
December 31: $101.74