Merchant Processing

Our partnership with First Data, the leader in merchant processing, provides us the ability to deliver a high-quality, competitively priced product with superior implementation and ongoing support.

The Bankers’ Bank of the West “direct” merchant processing program, which is risk-free to the community bank, enables your community bank to provide a competitive merchant program as part of your commercial suite of products without having to dedicate day-to-day resources to back-office support.

Bankers’ Bank of the West offers buy-rate pricing. Your community bank has an opportunity to mark up the buy-rate to generate income on transaction volume. Once the merchant application is received, Bankers’ Bank of the West will perform all back office responsibilities from underwriting and equipment orders/programming/deployment to merchant training.

When a merchant is live, Bankers’ Bank of the West will perform all day-to-day support of the merchant.
Your community bank will receive a monthly participation report of merchant activity and community bank income.

The Direct Program Offers Competitive pricing

  • Unbundled pricing: no hidden fees
  • 24-hour merchant approval
  • Bank indemnification
  • 24-hour settlement of funds to the merchant
  • 24-hour, 7-day-a-week help desk support
  • Online access to view activity
  • Issuance of merchant-branded gift cards
  • Acceptance of Visa®, MasterCard® and Discover® cards
    automatically included
Processing Solutions

  • Electronic
  • Mobile payments
  • Internet
  • Electronic check acceptance
  • Pay at the pump
  • Wireless
  • Desktop terminals via analog or Ethernet
  • ARU Telephone

Built-in advantages of the Bankers’ Bank of the West merchant services program:

  • Expertise of Bankers’ Bank of the West, a provider of merchant services since 1992
  • Flexible product offering
  • Quick startups
  • Dedicated implementation/conversion team
  • Performance of on-site merchant conversions by Bankers’ Bank of the West
  • On-site bank training

Let us help you meet more of your business customers’ needs. Call us at 800-601-8630.