Welcome to the 2026
Loan Officer Training:
The Clear Path To Cash® for Bankers
A practical financial management and relationship-banking program
designed specifically for lenders and business bankers.
Hosted by Bankers’ Bank of the West
October 19-20th, 2026
Eligible CE credits: 11.5 CRCM, CERP credit. APPROVED NON-ABA CE
WHAT YOU’LL BE LEARNING:
Learn to understand the business behind the financial statements, identify the real financing need, evaluate repayment capacity, and have better conversations with the business owners you serve.
WHO SHOULD ATTEND?
Commercial lenders, relationship managers, business bankers, market leaders, and others responsible for developing and retaining business banking relationships.
Meet your instructor!
Mike Milan
Mike Milan, AKA Cash Flow Mike, is a seasoned entrepreneur with over 20 years of diverse professional experience in strategic planning, finance, and sales. He has developed 14 startups into well-established businesses, earning him the nickname "Cash Flow Mike." He is also now a faculty member for the Graduate School of Banking Colorado!
An army Veteran and an MBA from Baylor University, Mike is the author of two books, "The 7-Minute Conversation" and "Don't Be A DUMB Business Owner," focusing on using financial statements to find hidden cash in businesses. He created a financial management training program called "The Clear Path To Cash" and several FinTech software products like CashFlowTool, Finagraph, Path by Simplex, and The Clear Path To Cash.
Mike co-hosts the podcast "Mike & Blaine," where they discuss entrepreneurial lessons. Currently, he is the business financial specialist behind the brand Cash Flow Mike, helping business owners grow and retain more cash in their businesses.
Watch more on what you can expect from Mike Milan himself, here!
Deepen Your Expertise:
Gain a comprehensive understanding of business financials, from ratio analysis to breakeven points. Equip yourself with the skills to make sound financial recommendations that resonate with your clients’ unique situations.
Build a Strong Personal Brand:
Learn how to define your value proposition, establish a competitive advantage, and measure the strength of your personal brand. Become the holistic banker your clients trust and rely on.
Master Client Understanding:
Enhance your ability to assess different business entities and segments. Understand the business lifecycle and tailor your approach to meet the specific needs of each client.
Practical Financial Tools:
Dive into essential financial tools and concepts, including business math, financial statement analysis, and the working capital cycle. Turn complex financial data into actionable insights.
Strategic C&I Lending:
Develop expertise in C&I lending with a focus on ratio analysis, financial impact, and problem-solving. Learn how to identify initial financial indicators and structure debt for optimal business growth.
Valuation and Cash Flow:
Grasp the key valuation methods and cash flow management techniques. Understand seasonal financing needs and different types of cash flow to better structure debt and support client success.
Interactive Case Studies:
Participate in small group case studies that simulate real-world scenarios. Apply what you’ve learned to identify financial indicators, analyze ratios, and drive business improvement.
Topics will also include:
MORE BENEFITS OF ATTENDING
Gain Essential Tools: Equip yourself with skills to effectively bank today’s businesses.
Debt Structuring Expertise: Learn to finance debt for sustainable business growth.
Practical Techniques: Acquire techniques applicable for all experience levels.
Client Retention Strategies: Develop strategies to retain business during transitions.
Client Tips: Build a repertoire of valuable tips for client success.
Lodging and transportation/ arrival instructions
Parking is available on all 3 levels. Do not park in labeled reserved parking spots. Elevator and stair access is available to arrive at 1st floor entrance.
Renaissance Hotel - Downtown Denver
Hotel image
Walking map
Group rates are available for attendees, with limited availability. Room block rates expire September 24th. Please click below if you are trying to reserve after the expiration date listed above. Click the map for Google maps pin.
General instructions
Secure level conference room:
Once you arrive at 1099 18th St., Denver, CO 80202, please proceed to the 1st floor lobby. There will be a BBW welcome sign towards the elevators with a representative from BBW next to it waiting to escort you to the secured floor that is only accessible with a BBW or building staff badge. Please arrive between 7:30 - 8:45 AM on day one. You may wait in the front lobby near the Bubu restaurant for a chaperone to arrive.
If you need access again, and no one is available to let you back up, you have three options: advise security staff located at the front desk on the lobby level, call Ellen or BBW office main line at 303-313-8103 or 303-291-3700 | 800-873-4722 (also located on the footer of this page), and/or take the elevator to the 27th floor and ring the doorbell or alert the reception staff member to assist.
Meals:
There will be breakfast for both days available from 8:00 - 8:30 AM. Coffee, water, and carbonated beverages are available throughout the day. Monday lunch is a non-working, in-house course meal, and in the evening we have dinner reservations nearby at the Cheesecake Factory, which will begin at 5:30 PM.
(map is hyperlinked on Google Maps below)
For day 2, breakfast burritos will be served again from 8:00 - 8:30 AM; box lunches will be provided at noon, with an early release time of 3:00 PM.
Dress guidance:
Day 1: Dress in formal business or standard business attire. Lunch will be provided by The Great Greek, and members of our C-suite and relationship manager team will join you. Use this opportunity to network, ask questions, and gain insight from our president, CEO, CGO, and CCO.
Day 2: Business-casual attire is appropriate for your travel day. Jeans are permitted when paired with a nice blouse or polo. Please do not wear tennis shoes.
Weather:
Want to check the weather to prepare? Below is the link for the weather channel:
Questions:
For answers to questions not addressed here, email info@bbwest.com or call Ellen at (303) 313-8103.
